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1. Verify the Nisab (Threshold) Check if your total wealth meets the minimum threshold: the current market value of 87.48g of Gold or 612.36g of Silver. If your surplus wealth is above this, Zakat is mandatory. 2. Sum Your Zakatable Assets Add up your Cash , Gold & Silver , business assets, and Investment values (stocks,shares,savings). 3. Deduct Your Liabilities Subtract any immediate debts (money owed to others) and unpaid bills from your total. Do not subtract long-term loans for non-zakatable assets like your home or car. The formula: (Total Assets – your daily bills and expenses) × 2.5% = Your Zakat Due

3. Deduct Your Liabilities

Subtract any immediate debts (money owed to others) and unpaid bills from your total. Do not subtract long-term loans for non-zakatable assets like your home or car.

The formula: (Total Assets – your daily bills and expenses) × 2.5% = Your Zakat Due