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It further revealed that 56 percent of employees identified productivity and 49 percent cited engagement as their biggest workplace challenges. In response, 51 percent of employers have increased investment in employee benefits over the past year to retain talent and boost morale.

Although 78 percent of respondents agreed that benefits play a vital role in shaping workplace culture, many admitted that current offerings fall short in easing financial stress.

“Financial wellness is no longer a luxury; it is essential for better performance,” the report said.

“Our research reveals a stark reality: financial stress and inadequate benefits are quietly undermining productivity and morale,” said Ala Ahmad, chief executive officer of MetLife Bangladesh.

“Employers have a unique opportunity to lead by offering comprehensive benefits, fostering a caring culture, and improving communication,” he added. “Doing so will not only strengthen trust but also unlock sustainable business performance.”