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Fifty-two per cent called the recovery moderate.

The research organisation listed the emerging challenges for the economic recovery, such as fuel price hike, inflationary pressure, falling remittances inflow, and the risk of new Covid-19. It suggested a wider coverage of coronavirus vaccination. The survey said 46.2 per cent of the firms availed loans in the last one year. Of them, 77.5 per cent borrowed from the formal sector such as banks and the rest took loans from informal sector such as friends, relatives, and cooperatives.

The Sanem also asked the businesses about the problems they faced in getting loans under the stimulus package.

Thirty per cent of the respondents complained that they were asked to pay a bribe for a loan, up from 12 per cent alleged in the fifth round of the survey.

In the latest survey, 75 per cent of firms complained about the lengthy procedure in securing loans, up from 63 per cent in the previous one.