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World's first bank run by robots

Mail Online
Talking to a human financial adviser at your local bank may be a thing of the past.
A bank in China has launched the world's first person-less branch run entirely by technology.
Customers are greeted by humanoids who answers inquiries via voice recognition.
These banking humanoids are able to do most things a human assistant could, including opening accounts, transferring money and making investments.
State-owned Beijing-based China Construction Bank (CCB) says its unmanned Shanghai branch will make banking more convenient and efficient.
As well as talking robots, clients can explore the bank's latest home rental offerings using virtual reality headsets.
According to the bank, it can handle 90 percent of the demands of normal high street banks.
Real humans are on hand to offer assistance if the robots are unable to deal with a request.
Clients can use private rooms for remote chats with managers via video links.
The bank claims this is increasing its appeal to tech-sawy customers and also trimming staff costs, writes South China Morning Post.
The bank is attracting throngs of curious observers with its cutting-edge equipment.
However, analysts are sceptical, saying it's a gimmick that does little to automate banking beyond the usual ATM and online banking services.
China’s traditional banks are under pressure from internet competitors and mobile payment applications that enable users to pay for goods using smartphones.
CCB claims to have already installed 1,600 smart machines at its 360 branches in Beijing where it is based.
Figures from China Banking Association data suggest that in 2017 Chinese banks revamped 5 percent of all their branches to make them "smarter".
Nearly 114,000 "smart" machines that offer services beyond cash deposits and withdrawals have also been opened over the pastyear.
He Fei, a senior researcher at Bank of Communications in Shanghai said the unstaffed bank will be a good test to see what people think of automated banking.