Commercial banks see mixed profit pictures at the end of 2012 due to a rise in their defaulted loans and a stiff competition amid high rates of deposits.

Profit growth of many banks increased, but slowly, while others saw a decline in earnings compared to the previous year.

An official of United Commercial Bank said the new loan provisioning rules caused their defaulted loans to rise.

An NCC Bank official said the deposit rate of the banks has gone up much and so their profit has fallen.

Bad Ioans increased by Tk 7,282 crore or 1.58 percentage points in the third quarter of 2012 as a significant amount of the loans related to the recent banking scams was classified.

The central bank is putting pressure on the banks to get the real picture of their classified loans.

• In 2012, Islami Bank Bangladesh made the highest profit of Tk 1,830 crore, which was Tk 1,470 crore in the previous year.

• Prime Bank's profit was Tk 950 crore, up fromTk 825 crore ayear ago.

• Pubali Bank Ltd made a profit of Tk 640 crore, against Tk 590 crore in the previous year.

• Rupali Bank's profit in 2012 was Tk 370 crore, up from Tk350 crore in 2011.

• Exim Bank's profit was Tk 550 crore against Tk407 crore a year ago.

• Dutch-Bangla Bank made a profit of Tk550 crore, while its profit in the previous year wasTk 514 crore.

• Shahjalal Islami Bank's profit was Tk 456 crore against Tk339 crore last year.

• Eastern Bank made a profit of Tk 565 crore, up from Tk 517 crore in the

previous year.

• Bank Asia made a profit of Tk 503 crore against Tk 417 crore in the previous year.

• IFIC Bank’s profit was Tk 346 crore against previous year's Tk 318 crore.

• BASIC Bank made a profit of Tk 285 crore, while in the previous year it made a profit ofTk262 crore.

• Standard Bank made a profit of Tk 353 crore against Tk 291 crore a year ago.

• Mutual Trust Bank's profit was Tk 135 crore against Tk 125 crore in the previous year.

• Jamuna Bank's profit was Tk 325 crore againstpreviousyear'sTk307 crore.

• SIBL made a profit of Tk 385 crore againstpreviousyear'sTk302 crore.

• First Security Bank's profit was Tk 198 crore, while in the previous year its profit wasTk 163 crore.

• Many banks saw a fall in their profit in 2012 compared to the previous year.

• National Bank made a profit of Tk 780 crore in 2012, while in 2011 its profit was Tk 1,042 crore.

• Southeast Bank's profit was Tk 543 crore against Tk 605 crore in the previous year.

• UCBL made profit of Tk 590 crore against previous year'sTk605 crore.

• Dhaka Bank's profit was Tk 400 crore against previous year's Tk463 crore.

• NCC Bank made a profit of Tk 410 crore against previous year's Tk 422 crore.

• Mercantile Bank made a profit of Tk 350 crore against previous year's Tk 390 crore.

• One Bank's profit was Tk 272 crore against Tk 305 crore in the previous year.