As Bangladesh is an agricultural country, village people are actually keeping us alive. They work from dawn to dusk in the fields for growing different crops and we buy and eat those very easily without thinking about their hard toil. Again, they face natural disasters almost every year.

As most farmers are poor, our banks and other financial institutions are not showing much interest to help them in the form of loan. The main duty of our Krishi Bank is to

disburse loans to the farmers but the procedures keep the farmers away from the threshold of the banks.

Some NGOs are working in the villages mainly allocating loans to the village women. Recently, our finance minister claimed that small loans of NGOs do not bring about any significant change. Our private sector must work alongside the government to develop our economy. Harun-or-Rashid Sobhanbag, Dhaka