& çâÌæÚUæð´ ·¤è ¥ôÚU Îð¹Ùæ ÁæÚUè ÚU¹ð´ ¥ÍæüÌ ¥ÂÙð ÜÿØ ÂÚU ŠØæÙ ÚU¹ð´Ð ãæÚU Ù ×æÙð´, €UØô´ç·¤ ·¤æ× ·¤ÚUÙð âð ¥æÂ·¤ô ©gðàØ ·¤è Âýæç# ãôÌè ãñ ¥õÚU ÁèßÙ ·¤æ ¹æÜèÂÙ ÎêÚU ãôÌæ ãñÐ ÖÜð ãè ÁèßÙ ×ð´ ç·¤ÌÙè Öè ·¤çÆÙæ§ü €UØô´ Ù ¥æ°, çÁ™ææâæ ¥õÚU ©ˆâæã ÕÙæ° ÚU¹ð´Ð ŠØæÙ ÚU¹ð´, ÜÿØ ã×ðàææ ¥æÂ·Ô¤ Âæâ ãôÌð ãñ´ çÁ‹ãð´ ÂæÙð ·Ô¤ çÜ° ÂýØæâ ¥æÂ ·¤Öè Öè àæéM¤ ·¤ÚU â·¤Ìð ãñ´Ð

11 banks lower rates since Jan

Rejaul Karim Byron
Eleven commercial banks have reduced various loan and deposit interest rates by 0.5-0.3 percentage points at the start of new year in line with the government and Bangladesh Bank (BB) efforts.
Most banks reduced their lending rates to the highest 15 percent and deposit rates to the highest 10 percent.
A few of the total 49 commercial banks that reduced the rate in November and December did not lower it further.
"Competition has intensified in the market, and greater intensification of competition will reduce lending rates in the months to follow," said M A Yusuf Khan, Managing Director of Premier Bank. "Customers are more aware these days, that's why banks will have to reduce their rales to keep good customers. \
Information received from the BB shows that Agrani Bank has reduced various lending interest rates by 1 to 2 percentage points, and has fixed their term and working capital interest rates to between 9 and 11 percent, a 1 percent reduction.
Agrani Bank’s largest cuts were in its commercial loan interest rates, down 2.5 percentage points to between 10 and 12 percent.
The private banks - Uttara, Island, City, NCCBL, Prime, Dhaka, Dutch-Bangla and Standard - have reduced their lending rates by 0.5 to 0.3 percentage points.
Commercial Bank is the only foreign bank to reduce its lending rates, matching cuts by its rivals.
For depositors, Agrani Bank reduced its rates 1 percentage points, cutting its tops deposit rate to 6.25 percent
Among commercial banks, Islami, City, NCCBL, Prime Bank, Dhaka Bank, Dutch-Bangla, First Security and Standard have reduced their deposit rates by as much 0.5 to 0.275 percentage points.
The banks, however, did not lower lending rates for agriculture and small industry despite the government and BB recommendations. In fact, the Standard Bank has even increased their agriculture loan rates by 4 percentage points.
The lending rates for agriculture sector of most banks hover between 10 and 14 percentage points. However, the Pubali, Arab-Bangladesh Bank and One Bank are lending agri loans at 8 percentage points.
Meanwhile, all banks have started to set export loan rates at 7 percent, down a 2 to 3 percentage points.